How Much Can You Afford?

Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying. Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.  Here are some suggestions for calculating your monthly payment : ( taxes=$4000.00) (insurance=$1400.00) These are only estimates, you have the option to call your insurance agent and get a more accurate quote.  Estimated taxes could be found on the bottom of each listing on the multiple listing system.  For the Debts portion, you will need to only calculate monthly obligations such as credit cards min. monthly payment, car note, student loans.  Do not calculate groceries, electricity or any household neccessities.  Example: Car payment= $350.00                Credit card= $10.00 per month until balance is paid off                Student loans=$80.00 Total Debt=$440.00 Set both of the ratios on the right hand side to 50% The analysis will give you a breakdown of where your income will need to be in order to qualify for the home that you are interested in.